Ukuba ngumama namuhla, kwabaningi, kuyisenzo sokulinganisela njalo. Phakathi kokuqokwa ngudokotela, isikole, imisebenzi yangaphandle, kanye nemisebenzi yethu, isikhathi siba umthombo onqabile nobaluleke kakhulu. Ngokuvamile, umqondo wokufuna abambalwa imali eyengeziwe Kuzwakala kukhathaza ngoba sivame ukucabanga ukuthi kuhilela "ukusithatha" isikhathi somndeni noma ukwengeza ukucindezeleka okwengeziwe ohlwini lwethu lwezinto okufanele sizenze.
Kodwa kuthiwani uma ungakha imali engenayo ephindaphindayo ngokusebenzisa into osuvele unayo: inethiwekhi yakho ethembekile namakhono okuhlela? Yilapho [inkampani/inhlangano] ingena khona. I-Anklaas, ithuluzi elidalwe yinkampani yaseSpain Izintambo, yakhelwe ngendlela yokuthi noma ubani onenethiwekhi yokuxhumana akwazi ukuguqula ukwethembana kube umthombo wemali engenayo yanyanga zonke.
"Izindleko ezingabonakali" yonke imindeni enazo
Yonke imindeni ikhokha ngokwethembeka izikweletu zayo zikagesi, igesi, umshwalense wemoto, i-inthanethi kanye nezokuphepha kwasekhaya. Lezi yizinsizakalo ezibalulekile ezivame ukusibangela amakhanda amaningi ngenxa yokuntuleka kokubonakala emakethe (ngo-2024 kuphela kwakukhona okungaphezu kwalokho Izimangalo eziyizigidi ezingu-1,3 emkhakheni wamandla).
Kuze kube manje, lapho uncoma umngane wakho intela kagesi ezokongela imali, ikhomishini yayiya enkampanini enkulu noma kusayithi lokuqhathanisa eliku-inthanethi. Nge-Anklaas, labo baphathi bahlala "bengaphakathi." Usiza inethiwekhi yakho ukuthi yonge imali, futhi, ngokubuyisela, uthola ikhomishini ngomsebenzi owawuwenza mahhala ngaphambilini. ncoma ukuthi yini esebenzayo.
Kusebenza kanjani? Kulula njengokuthumela umlayezo we-WhatsApp.
Siyazi ukuthi, njengomama, awunaso isikhathi sokufunda izinqubo eziyinkimbinkimbi. Yingakho i-Anklaas isebenzisa Intelligence yokufakelwa ukwenza umsebenzi ucishe ube ngokuzenzakalelayo:
- UBill ufunda ngemizuzwana engama-30: Okumele ukwenze nje ukufaka isithombe noma i-PDF ye-invoyisi yeklayenti lakho noma yomuntu omaziyo.
- Ukuqhathanisa okusheshayo: Uhlelo luhlaziya okungaphezu kwalokho 80 izinkampani (njenge-Naturgy, i-Movistar noma i-Mapfre) futhi ikutshela ukuthi lowo muntu angonga malini nokuthi uzothola malini njengekhomishini.
- Sayina ngaphandle kwephepha: Konke kuxazululwa ngu WhatsAppAkukho zinkontileka ezibonakalayo noma ukulinda, ngakho-ke ungakuvala ngenkathi ulinde izingane ziphume ekilasini.
Akukho ukutshalwa kwezimali, akukho bungozi
Enye yezinto ezikhathazayo kakhulu lapho uqala into entsha yizindleko zokungena. Nge-Anklaas, Awukhokhi luthoAzikho izimali zokungena, azikho izidingo zomsebenzi eziphansi, futhi akudingeki ube uchwepheshe womshuwalense noma wamandla. Izintambo Unakekela zonke izibopho ezinzima: izingxoxo nezinkampani, ukwesekwa ngemva kokuthengisa, kanye nokuthobela imithetho.
Indima yakho iwukuba nje isixhumanisi esithembekile. Ukuze sikunike umbono wamandla, ukuphatha iphothifoliyo encane kungakhiqiza imali engenayo ekhula unyaka nonyaka ngenxa yokuvuselelwa okuzenzakalelayo, okusiza ekunciphiseni ukucindezeleka kwezimali zomndeni.
Indlela efanela izidingo zakho
Isimo somama ngamunye sihlukile, yingakho kunezigaba ezintathu zokusekelwa ezibhalwe kuwebhusayithi esemthethweni ye-Anklaas:
- Umdwebi wamamephu: Kuhle kakhulu ukuqala kalula, ukuphatha izimpahla zendawo yakini noma amakhasimende akho uma uzisebenzela.
- Umhloli: Kulabo abafuna ukuchitha isikhathi esiningi kukho futhi bakuguqule kube umugqa webhizinisi oqinile onezinzuzo ezingcono.
- Umnqobi: Uma unomphefumulo womholi futhi ufuna ukwakha inethiwekhi yakho yabalingani (abanye omama, isibonelo) bese ukhokhisa imali encane ngomsebenzi weqembu lonke.
Isiphetho: Isikhathi sakho ngesakho
Impilo yezezimali yangempela emndenini ayikhona nje ukuba nemali eningi, kodwa imayelana nokuba nayo inkululeko nokuthula kwengqondoI-Anklaas ikunikeza indlela "yokwenza imali nge-trust" osuvele uyakhile emphakathini wakho, esikoleni, endaweni, kanye naseqenjini labangane, ngaphandle kokudela ukudla kwakusihlwa komndeni noma izimpelasonto epaki.
Sekuyisikhathi sokuthi amakhomishini abelokhu ewathatha ukuze ahlale lapho edingeka khona kakhulu: enhlalakahleni yekhaya lakho…