Xa unomntwana uchitha imali eninzi kuba iintsana zidinga izinto ezininzi. Kodwa ugcina njani ngokuchanekileyo xa ukuba nomntwana kubonakala ngathi kuza kunyanzelekile oneminyaka eli-18 ubudala? Abantwana babiza imali ukusukela ngexesha lokuzalwa kwabo, kodwa ukuba awazi ukuba ungayigcina njani inokuba yingxaki enkulu yemali.
Ke ngoko, ukuze ungaziphosi izandla zakho ekupheleni kwenyanga, kuya kufuneka ufunde ukonga nokuba unosana kwaye unabantwana abangakumbi. Olu konga luya kukunceda ekuhambeni kwexesha kwaye uza kukonwabela ubomi bakho ngaphandle kwamaxhala amaninzi. Fumanisa ezinye iimfihlo zokuyifumana.
Thenga ngobulumko
Ukuthenga ngobulumko, kuya kufuneka ufunde ukuba ayizizo zonke izinto ezinexabiso elifanayo kuzo zonke iivenkile. Ke ngoko, kulungile ukuba uthelekise amaxabiso kokubini kwiivenkile ezibonakalayo nakwiivenkile ezithembakeleyo kwi-Intanethi ukuze ukwazi ukuthenga elona xabiso lilungele ipokotho yakho. Ungabhalisela ii-portals ezikwi-Intanethi ukukwazisa ngezaphulelo okanye unikezele ukuthenga izinto ezisisiseko kwiintsana okanye kubantwana abancinci, kwaye emva koko usebenzise ezo ziphulelo ukugcina imali.
Ukuba uthanda ukuthenga kwi-Intanethi, kungcono ukuba uzilinganisele ekuthengeni izinto ezibalulekileyo onokuhlala uzithenga ngesixa esikhulu ngenxa yokuba uyazi ukuba uza kuzichitha njengamanapukeni okanye ubisi olungumgubo okanye ukutya okuziinkozo. Kodwa musa ukuthenga izinto ezinokuxabiseka njengezinto zokudlala ezikwi-Intanethi kuba ungathenga ngaphezu kwento oyifunayo. Ukongeza, ukuba uthenga kwi-Intanethi ikwaluluvo oluhle ukuba uhoye ngaphezulu kwako konke, ukuba ukuthunyelwa ekhaya kusimahla kuba kungenjalo kuya kubiza ngaphezu kokuya evenkileni.
Gcina ngokuthenga amanabukeni
Yinkcitho oya kuthi ube nayo kwiminyaka embalwa ezayo, ke ube nesicwangciso somdlalo malunga nendlela yokufumana ezona zivumelwano zibalaseleyo. Ungaze uthenge ii-diapers kwindawo yokuqala oyibonayo. Ngokufanelekileyo, kuya kufuneka uthelekise amaxabiso e-diaper ubuncinci kwiindawo ezintathu ezahlukeneyo.. Ngale ndlela uya kuba nakho ukwazi ukuba ngexabiso eliphantsi kangakanani kwaye ubathenge kuloo ndawo. Kubonakala ngathi yinkcitho yamandla, kodwa kuya kufuneka uyenze kube kanye kwaye ngale ndlela uya kuba sele uyazi apho ungathenga khona amanabukeni ngexabiso elihle.
Cela iisampulu
Zininzi iinkampani ezinokukunika iisampulu zokutya okuziinkozo umzekelo, okanye iisampulu zamanabukeni. Kwiikhemesti okanye kugqirha wabantwana bakho banokukunceda. Abakuniki zona ukuba awuziceli, ke musa ukuba neentloni kwaye ubuze iisampulu zento ocinga ukuba ilungile kunye nezithambiso ze-diaper okanye izithambiso zolusu ... Uya kugcina imali eninzi kuba uza kuchitha imali encinci kwimveliso yoqobo.
Umbhede wombhede (ibhedi yendaleko)
Indlela efanelekileyo yokugcina imali kukuthenga ibhedi ejika ibhedi. Ngale ndlela uya kuqinisekisa ukuba iyakuhlala iminyaka esi-7 okanye nangaphezulu, kuxhomekeke kwimodeli oyithengayo kwaye onomdla kuyo. Yimali entle yokonga ixesha elide. Ibhedi yokulala ibiza imali eninzi kunombhede oqhelekileyo kodwa ukuba ubeka ndawonye into efanelekileyo yokulala kunye nebhedi yomntwana, kusenokwenzeka ukuba uchithe imali eninzi kwaye, kuya kufuneka ucinge kabini ngexesha elifutshane ukuthenga.
Iinqwelana ezihamba-3
Kungcono ukuthenga isiqwenga sesiqwenga sesi-3 kuba oku kuyakukugcinela istroller xa usana lwakho lumdala. Uya kuba nesihlalo seqela lesi-0 semoto, i-carrycot xa usana lwakho lusanda kuzalwa kunye ne-stroller xa sele ekhulile. Nangona kubonakala ngathi kuyaphuma xa uyithenga, ekuhambeni kwexesha iya kubiza kakhulu. Ezinye iziqwenga ezizithenga ngokwahlukeneyo zibiza kakhulu kunokuba uzithenga ngeengceba ezi-3. Kufanelekile!
Iimpahla zomntwana ezibolekiwe
Enye indlela yokonga imali eninzi kukuboleka okanye ukukunika iimpahla zomntwana wakho. Iintsana zikhula ngokukhawuleza okukhulu kwaye oku kuthetha ukuba iimpahla ozibeka kuzo namhlanje inyanga ukusukela ngoku sele zincinci kakhulu kwaye kuya kufuneka uphinde uthenge. Sebenzisa izipho ezivela kwizalamane ukukunika iimpahla okanye ubuze izihlobo okanye abahlobo abangabazali ukuba baneempahla zomntwana ezigciniweyo abanokukushiya okanye bakuboleke zona. Ngale ndlela uyakuqaphela ukonga okukhulu epokothweni yakho.
Thengisa izinto ezingakusebenzisiyo
Ukuba uthengela umntwana wakho izinto kwaye zingakusebenzeli, ungazithengisa kwiipokotho ezingamasekeni. Umzekelo, ukuba uthengela usana lwakho ifanitshala encinci kakhulu, iimpahla ezikwimeko entle okanye nayiphi na into onayo ekwimeko entle enokusetyenziswa ngomnye umntu. A) Ewe, Endaweni yokuyilahla ngaphandle kwesibonelelo salo naluphi na uhlobo, uyathengisa kwaye unokuba nemali eyongezelelweyo.
Xa usiya kuthenga, uhlala unoluhlu lokuthenga olwenziwe
Xa usiya kuthenga, eyona nto ifanelekileyo kukuba uhambe noluhlu lokuthenga olwenziwe ekhaya. Ngale ndlela unokucinga ngento oyifunayo. Ukuba awunalo uluhlu lokuthenga kwaye uye kwivenkile enkulu, uya kuthatha izinto ongazidingiyo. Ke ngoko, ukuba unamathela kuluhlu lwakho lokuthenga, unokuthenga kuphela izinto ezibalulekileyo ngaphandle kokushiya uluhlu kwaye ngenxa yoko, awuyi kuchitha imali engaphezulu kweakhawunti. Ekupheleni kwenyanga uyakuyiqaphela.
Ezi ziingcebiso ezisi-8 onokuzisebenzisa yonke imihla ukugcina nomntwana wakho. Iintsana nabantwana zibiza imali kwaye kubalulekile ukuba ukuze wonge kwaye ekupheleni kwenyanga ungoyiki zonke iindleko, uthathele ingqalelo uhlahlo-lwabiwo mali lwakho lweveki kwaye unamathele kulo kwinkcitho yakho. Nje ukuba wenze oku njengesiqhelo ebomini bakho, uyakuqonda ukuba kancinci kancinci uza konga kwaye ungasebenzisi mali ingaphezulu. Ukusukela ngoku awunasizathu, ungonga ngokufumana umntwana kwaye nangokuba unabanye abantwana. Ukugcina kukuziphatha ekufuneka ufunde kwaye ukwenze yonke imihla!