Imali sesona sixhobo siphambili kuluntu ukufikelela kuzo zonke iintlobo zeenkonzo kunye neemveliso, ke ngoko kubaluleke kakhulu ukuba abancinci bafunda ukuba ithini imali kunye nexabiso elinalo. Ukongeza ekukhuthazeni amanye amaxabiso njengokugcina kunye nokutyala imali kwixa elizayo. Ukuba nengxowa-mali eza kukunceda ujongane nayo nayiphi na imeko yexa elizayo kuya kukuvumela ukuba ube nenye indlela yokujongana nengxaki kunye nokukwazi ukuphendula.
Jonga kwikamva, abantwana bakho baya kufuna uzinzo
Ngelixa besebancinci baxhomekeke ngokupheleleyo kubo bobabini umama notata, ngabo abenza izigqibo malunga nokuba batya ntoni, banxiba njani okanye bafunda ntoni na. Baqinisekisa ukuba bafumana yonke into abayifunayo kusuku lwabo lwemihla ngemihla. Ukucinga ngokuqwalaselwa kwabancinci kunokuba yinto ebangela umdla engancedi nje kuphela abantwana kwixesha elizayo kodwa ikwayi ukhetho lokugcina kwangaphambili ngaphambi kokuba ubuyele esikolweni.
Izibonelelo zokuba neakhawunti yokonga umntwana
Vula enye iakhawunti yokonga umntwana ncedisa ukuhamba ngokuthe chu ukugcina isixa esithile ngenyanga ukuze ukubuyela esikolweni kube lula kakhulu. Banokuba lukhetho lwexesha elide ukwenza ingxowa-mali ukuba bathatha isigqibo sokuya ekholejini.
Ukubuyela esikolweni ngu umzamo omkhulu kubazali abaninzi, kuba bafuna inkcitho ebonakalayo ngexesha elifutshane kakhulu. Ixabiso lingahluka ukusuka kuma-200 ukuya kuma-500 euros. Ukuthatha umzamo omkhulu woqoqosho kusapho. Ke ngoko, kubaluleke kakhulu ukuba abantwana nabantu abancinci bayayiqonda imigudu eyenziwa ngabazali. Ukuba neakhawunti yokonga abantwana kuthetha ukuzibophelela ekugcineni isixa esithile inyanga nenyanga, uthatha isiqabu xa ubuyela esikolweni.
Ukuba neakhawunti yabancinci yindlela fundisa ixabiso lokonga nokubonisa ukuba yonke into ibandakanya ukufumana izinto zesikolo okanye nantoni na abayifunayo. Fundisa ukuze bazi ixabiso lemali.
Ngokwesiqhelo ezi ntlobo zeakhawunti zinezibonelelo ezilungileyo kubantu abadala kuba, ngokungafaniyo nezinye iiakhawunti, baneemeko ezilungileyo kakhulu ezinje: unyuselo, izipho Nokuba ukungabikho kwekhomishini okanye umdla. Ke, eyona nzuzo iphezulu ifunyenwe kolu hlobo lweeakhawunti kwaye ivumela ulondolozo lwenene apho kungekho nto ihleliyo, ukongezwa okuqhubekayo. Ukongeza, imali ebhatelweyo iya kuhlala ifumaneka ngokulula, akukho mvuzo uphantsi kwaye akukho ndleko incinci, eyenza iakhawunti yokonga yabantwana ibe lulondolozo oluluncedo kakhulu kwixesha elifutshane nelide. Ixesha elingaphezulu, iakhawunti yomntwana iya kuba yiakhawunti yolutsha. Nangona ungazokwazi ukuba nekhadi de ube uneminyaka eli-18 ubudala, ezinye iibhanki ziyakuvumela ukusetyenziswa kwelinye, ukuba nje umqeqeshi ulawula intshukumo.
Fundisa ixabiso lemali Linyathelo elibaluleke kakhulu emntwaneni ukuba azi malunga nomzamo ofunekayo ukuze afezekise kwaye kubaluleke kangakanani.