Imali ingumthombo oyinhloko womphakathi ukufinyelela kuzo zonke izinhlobo zezinsizakalo nemikhiqizo, ngakho-ke kubaluleke kakhulu lokho abancane bafunda ukuthi imali isho ukuthini nenani layo. Ngaphezu kokukhuthaza amanye amanani afana nokonga nokutshala imali ngokuzayo. Ukuba nesikhwama esizokusiza ukuthi ubhekane nanoma yisiphi isimo esizayo kuzokuvumela ukuthi ube nenye indlela yokuxazulula inkinga kanye namandla okuphendula.
Bheka esikhathini esizayo, izingane zakho zizodinga ukuzinza
Ngenkathi besebancane bathembele ngokuphelele kubo bobabili umama nobaba, yibo abathatha izinqumo mayelana nokuthi badlani, bagqoka kanjani noma bakufundani. Baphinde baqinisekise ukuthi bathola konke abakudingayo osukwini lwabo losuku. Ukucabangela i-akhawunti yabancane kungaba isinyathelo esithandekayo esingasizi kuphela abancane esikhathini esizayo kepha futhi inketho yokonga ngaphambi kwesikhathi ngaphambi kokubuyela esikoleni.
Izinzuzo zokuba ne-akhawunti yokonga ingane
Vula eyodwa i-akhawunti yokonga izingane siza ukuhamba konga kancane inani elithile ngenyanga ukuze ukubuyela esikoleni kube lula kakhulu. Zingaba futhi inketho yesikhathi eside yokwakha isikhwama uma uthatha isinqumo sokuya ekolishi.
Ukubuyela esikoleni is a umzamo omkhulu kubazali abaningi, ngoba zidinga izindleko ezibalulekile esikhathini esifushane kakhulu. Izindleko zingaba kusuka kuma-euro angama-200 kuye kwangama-500. Ukuthatha umzamo omkhulu wezomnotho womndeni. Ngakho-ke, kubaluleke kakhulu ukuthi izingane kanye nabantu abasha bayaqonda umzamo owenziwa ngabazali. Ukuba ne-akhawunti yokonga yezingane kusho ukuzibophezela ekongeni inani elithile njalo ngenyanga, kucabanga ukukhululeka okukhulu lapho ubuyela esikoleni.
Ukuba ne-akhawunti yabancane kuyindlela ye- fundisa ukubaluleka kokonga nokukhombisa ukuthi yonke into ifaka phakathi ukuthola izinto zesikole noma yini abayidingayo. Fundisa ukuze bazi inani lemali.
Imvamisa lezi zinhlobo zama-akhawunti zinezinzuzo ezinhle kubantu abadala ngoba, ngokungafani namanye ama-akhawunti, anezimo ezinhle kakhulu ezifana nokuthi: ukukhushulwa, izipho ngisho nokungabikho kwamakhomishini noma izintshisekelo. Ngakho-ke, inzuzo ephezulu kakhulu itholakala kulolu hlobo lwama-akhawunti futhi ivumela ukonga kwangempela lapho kungekho lutho oluhlala khona, ukwengezwa okuqhubekayo. Ngaphezu kwalokho, imali enikelwayo izohlala itholakala kalula, ayikho imali engenayo ephansi futhi akukho nezindleko eziphansi, okwenza i-akhawunti yokulondolozwa kwezingane ibe utshalomali olusizo kakhulu esikhathini esifushane nesikhathi eside. Ngokuhamba kwesikhathi, i-akhawunti yengane izoba i-akhawunti yentsha. Yize ungeke ukwazi ukuba nekhadi uze ube neminyaka eyi-18 ubudala, amanye amabhange avumela ukusetshenziswa kwelilodwa, inqobo nje uma umfundisi ezolawula ukunyakaza.
Fundisa inani lemali Kuyisinyathelo esibaluleke kakhulu ukuthi ingane yazi ngomzamo odingekayo ukuze ikufinyelele nokuthi ibaluleke kangakanani.